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 <P><span style="font-size:12pt; font-weight:bold; ">FIELD GROWN MINIMUM HARDINESS ZONES</span></P>
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 <P>The Eligible Plant List, shown on the plant lookup screen display, designates the minimum hardiness zone for each insurable field grown plant.  Field grown plant material is not insurable below the minimum hardiness zone specified for each plant.</P>
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 <P>Hardiness zone (HZ) insurability, field grown example:</P>
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  <P style="text-align:center;">Minimum</P>
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  <P style="text-align:center;"><span style="text-decoration:underline;">HZ</span></P></TD></TR>
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  <P style="text-align:center;">5</P></TD></TR>
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 <P>The plant is <span style="text-decoration:underline;">not</span> insurable in hardiness zones 1 - 4.  It is insurable in zones 5 - 11.</P>
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