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 <P style="text-align:justify;"><span style="font-size:12pt; font-weight:bold; ">INSURANCE PRICE CALCULATION</span></P>
 <P style="text-align:justify;">&nbsp;</P>
 <P style="text-align:justify;">Eligible plant insurance prices are based on:</P>
 <P style="text-align:justify;">&nbsp;</P>
 <P style="margin-left:72.00pt;text-align:justify;">Plant Type</P>
 <P style="margin-left:108.00pt;text-align:justify;">Practice (container/field grown)</P>
 <P style="margin-left:144.00pt;text-align:justify;">Measurement Method</P>
 <P style="text-align:justify;">&nbsp;</P>
 <P style="text-align:justify;">The two growing practices involve four different plant size measurement methods:</P>
 <P style="text-align:justify;">&nbsp;</P>
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  <P style="text-align:center;"><span style="text-decoration:underline;">Container</span></P></TD>
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  <P style="text-align:center;"><span style="text-decoration:underline;">Field Grown</span></P></TD></TR>
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  <P style="text-align:center;">Volume (gal.) - 3&quot; diameter or more</P></TD>
  <TD width="162">
  <P style="text-align:center;">Caliper (in.)</P></TD></TR>
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  <P style="text-align:center;">Cells/tray - 1&quot; to &lt; 3&quot; diameter (liners)</P></TD>
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  <P style="text-align:center;">High/Wide (in. or ft.)</P></TD></TR>
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 <P style="text-align:justify;">&nbsp;</P>
 <P style="text-align:justify;">&nbsp;</P>
 <P style="text-align:justify;">&nbsp;</P>
 <P style="text-align:justify;">Base Price Tables are provided for each eligible appropriate measurement method of the plant types.    A plant price factor is assigned for each measurement method for each eligible plant.  </P>
 <P style="text-align:justify;">&nbsp;</P>
 <P>The maximum insurance price for each plant size is calculated by multiplying the plants measurement method factor by the base price for the size from the appropriate plant type Base Price Table.  The container factor will be used for liners as well as for containers that measure 3 inches in diameter or greater at the widest point.  The result of this calculation is shown as the &quot;Max. Price&quot; on the <A href="PLIN_SCREEN.htm">Line Item Entry</A> screen.</P>
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 <P>The insurance price for each plant size is the grower's lowest wholesale catalog price (from catalogs or price lists submitted in accordance with the Special Provisions) not to exceed the maximum price calculated by multiplying the plant factor on the Eligible Plant List and Plant Price Schedule (EPLPPS) for the plant by the base price on the Base Price Table for that plant type and measurement method.  Insurable plants damaged prior to the attachment of insurance coverage will be insured at a reduced value until such plants have fully recovered from damage.  </P>
 <P style="margin-top:0;margin-bottom:0">&nbsp;</P>
 <P style="margin-left:45.00pt;text-indent:-36.00pt;"><span style="font-weight:bold; ">NOTE:  </span>Growers in eligible states who elect the Pilot <A href="ENDORSEMENTS.htm">Nursery Growers Price Endorsement</A> may insure for a price that is higher than the Eligible Plant List maximum insurance price but less than or equal to their catalog/price list price.</P>
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