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 <P><span style="font-size:12pt; font-weight:bold; ">DETERMINING ELIGIBLE PLANT LIST PRICE OF UNLISTED CULTIVARS</span></P>
 <P style="margin-top:0;margin-bottom:0">&nbsp;</P>
 <P>The Eligible Plant List (EPL) provides, for applicable plant genera, a stair-step approach for establishing insurable prices of <span style="font-weight:bold; ">cultivars</span> not listed on the EPL at the genus, species, hybrid, subspecies, and variety taxonomic levels.</P>
 <P style="margin-top:0;margin-bottom:0">&nbsp;</P>
 <P style="margin-left:72.00pt;text-indent:-9.00pt;">  A genus level name (e.g., <span style="font-style:italic; ">Rhododendron</span>) is always listed on the EPL if any cultivars are listed under the genus (e.g<span style="font-style:italic; ">., Rhododendron</span> 1000 Butterflies).  The genus level name may be used to price a new cultivar that is marketed as a genus/cultivar name without listing a species name.</P>
 <P style="margin-top:0;margin-bottom:0">&nbsp;</P>
 <P style="margin-left:72.00pt;text-indent:-9.00pt;">  A genus/species name (e.g<span style="font-style:italic; ">., Acer rubrum</span>) is always listed on the EPL if any cultivars are listed under the species (e.g., <span style="font-style:italic; ">Acer rubrum</span> Autumn Flame).  The genus/species name may be used to price a new cultivar that is marketed with the genus/species name.</P>
 <P style="margin-top:0;margin-bottom:0">&nbsp;</P>
 <P style="margin-left:72.00pt;text-indent:-9.00pt;">  A genus/hybrid name (e.g., <span style="font-style:italic; ">Acer</span> x <span style="font-style:italic; ">freemanii</span>) is always listed if any cultivars are listed under the genus/hybrid name (e.g., <span style="font-style:italic; ">Acer</span> x <span style="font-style:italic; ">freemanii</span> Armstrong).  The genus/hybrid name may be used to price a new cultivar that is marketed with the genus/hybrid name.</P>
 <P style="margin-top:0;margin-bottom:0">&nbsp;</P>
 <P style="margin-left:72.00pt;text-indent:-9.00pt;">  A genus/species/subspecies (e.g., <span style="font-style:italic; ">Cedrus libani</span> ssp. <span style="font-style:italic; ">atlantica</span>) or variety name (e.g., <span style="font-style:italic; ">Acer palmatum</span> var. <span style="font-style:italic; ">dissectum</span>) is always listed if any cultivars are listed under the subspecies (e.g., <span style="font-style:italic; ">Cedrus libani</span> ssp. <span style="font-style:italic; ">atlantica</span> Aurea) or variety name (e.g., <span style="font-style:italic; ">Acer palmatum</span> var. <span style="font-style:italic; ">dissectum</span> Garnet).   The genus/species/subspecies or variety name may be used to price a new cultivar that is marketed with the genus/species/subspecies or variety name.</P>
 <P style="margin-top:0;margin-bottom:0">&nbsp;</P>
 <P>The example below illustrates how a new, unlisted cultivar (XX) should be priced on the EPL.</P>
 <P class="footnote-text" style="margin-top:0;margin-bottom:0">&nbsp;</P>
 <TABLE width="540" cellspacing='0' cellpadding="1" style="margin-left:72.00pt;">
  <TR valign=top>
  <TD width="330">
  <P><span style="text-decoration:underline;">Name not found on the EPL</span></P></TD>
  <TD width="210">
  <P><span style="text-decoration:underline;">Name to use on EPL for pricing</span></P></TD></TR>
  <TR valign=top>
  <TD width="330">
  <P><span style="font-style:italic; ">Rhododendron</span> XX</P></TD>
  <TD width="210">
  <P><span style="font-style:italic; ">Rhododendron</span></P></TD></TR>
  <TR valign=top>
  <TD width="330">
  <P><span style="font-style:italic; ">Acer rubrum</span> XX</P></TD>
  <TD width="210">
  <P><span style="font-style:italic; ">Acer rubrum</span></P></TD></TR>
  <TR valign=top>
  <TD width="330">
  <P><span style="font-style:italic; ">Acer </span>x<span style="font-style:italic; "> freemanii </span>XX</P></TD>
  <TD width="210">
  <P><span style="font-style:italic; ">Acer </span>x<span style="font-style:italic; "> freemanii</span></P></TD></TR>
  <TR valign=top>
  <TD width="330">
  <P><span style="font-style:italic; ">Cedrus libani </span>ssp<span style="font-style:italic; ">. atlantica </span>XX</P></TD>
  <TD width="210">
  <P><span style="font-style:italic; ">Cedrus libani </span>ssp.<span style="font-style:italic; "> atlantica</span></P></TD></TR>
  <TR valign=top>
  <TD width="330">
  <P><span style="font-style:italic; ">Acer palmatum</span> var. <span style="font-style:italic; ">dissectum</span> XX</P></TD>
  <TD width="210">
  <P><span style="font-style:italic; ">Acer palmatum</span> var. <span style="font-style:italic; ">dissectum</span> </P></TD></TR>
 </TABLE>
 <P style="margin-left:72.00pt;">&nbsp;</P>
 <P style="margin-top:0;margin-bottom:0">&nbsp;</P>
 <P>This pricing order must be followed for unlisted cultivars.  For example, a genus level price should not be used if the botanical name of the unlisted plant includes a species name that is listed on the EPL, nor should the species level price be used if the botanical name includes a subspecies or variety name that is listed on the EPL.  Likewise, if the cultivar name of a plant is listed on the EPL, the price for that plant should always be determined at the correct taxonomic level based on the plant name.</P>
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